BUSINESS Solutions

  In the company of excellence. 

Financial Solutions for You and Your Business

Working closely with your legal and tax advisors, we can help you reach your business and estate planning goals with solutions that will help to maintain your personal benefits, provide you with the tools that will help recruit and retain employees, protect against the loss of key employees, and create ownership succession strategies. These solutions can help build your business and transfer wealth to future generations. Once a customized plan is in place, we continue to support you by conducting ongoing reviews to ensure that the plan is on track.

Retirement Planning  -  Qualified plans can help both business owners and employees build financial independence.  

          >  401(k)                           >  SEP                      >  Profit Sharing               

          >  Pension                       >  Roth IRAs             >  Defined Benefit Plans

Executive Compensation Strategies  -  We design supplemental pension, deferred compensation, executive bonus, and other retirement and incentive compensation programs. These programs motivate key  people with financial incentives that enhance employee retention.

Employee Benefits  -  We can help you create the employee benefits package that's right for the business:

          >  Disability Income Insurance             >  Long Term Care Insurance

          >  Employee Voluntary Plans               >  Cafeteria Plans  

Educational Services  -  We can conduct seminars for your employees on their retirement packages. And as a value-added service, we can offer educational seminars on a variety of financial topics.

Key Person Insurance  -  The death or disability of a key employee can create serious problems for a business. We can help protect against this loss.

Business Succession Planning  -  Our succession strategies can be catered to your wealth transfer objectives. We can provide life insurance and disability income insurance funding for a Buy-Sell Agreement to provide for the orderly disposition of a closely held business if an owner dies, becomes disabled, or sells.

Selected insurance products are offered through other companies independent of John Hancock.